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November 7, 2018

America is Facing a Family Home Caregiver Shortage

The aging population of the United States is widely reported as the bulk of the baby boomer generation is already retired or nearing retirement. However, what has not been widely reported is how the rest of the nation will provide care for this large, aging population. According to a 2017 Merrill Lynch study, nearly 95% […]

Elder Law
October 31, 2018

4 Steps to Choosing the Right Nursing Home

Choosing a nursing home for a loved one is an important decision and should be carefully considered. Below are some steps designed to assist families in choosing a nursing home. 1. Identify Nursing Homes in the Area The first step in choosing the right nursing home is to identify all the possible nursing home options […]

Elder Law
October 24, 2018

Ins and Outs of a Business Purchase Agreement

Have you ever thought about buying a business? If you do at some point your going to be asked to sign a purchase agreement. (You will bring it to an attorney for review, correct?) Often first time buyers or sellers are unfamiliar with what is covered in a typical purchase and sale agreement. For most […]

Business Law
October 20, 2018

The rise of bankruptcy in the lives of aging Americans

The golden years are turning into bankruptcy red for many retired and aging Americans. While medical advances are keeping seniors alive longer, the associated healthcare costs in the quest for longevity are being off-loaded onto the older individual at a time when reduced income is a hallmark of senior living. Older Americans are increasingly filing for […]

Assisted Living/Health Care
October 15, 2018

Reasons to take your social security benefit early

Receiving your social security benefits at an earlier age will not reduce the overall amount of your benefit over time. Because you will be taking it at a younger age, your monthly payment will be smaller than if you had waited but the aggregate payout overtime will be the same amount. To see how the […]

Social Security
October 15, 2018

Long Term Care and Estate Planning

It is a given that all of us are going to grow old. After the age of 65, about 75 percent of us are going to require some form of long term care. So put away the list of excuses (It won’t happen to me. The Medicaid will pay if I need LTC. I will […]

Long Term Care
October 3, 2018

Points to Discuss with Your Aging Parent

Your parent is getting on in age, but you don’t have a clear idea if there is a plan in place for their care. It is a difficult topic to broach; no one wants to talk about death and the financial realities that come with aging. Instead of having a proactive conversation early in a […]

Elder Law
June 10, 2018

Why Quitclaim Deeds Stink!

A quitclaim deed (also known as a quick claim deed) is used transfer title on real property. People on their own use them all the time and almost always create future problems. Quitclaim deeds stink, first and foremost because the deed doesn’t even say whether or not the person even owns the property and offers […]

Business Law
May 25, 2018

What if the plane goes down with the whole family?

Yuck what a thought! But every estate plan should address this possibility. Most people plan to pass their assets on to the next generation … to their sons or daughters or grandchildren. However, sometimes the worst possible scenario can happen. The whole family, including the heirs to the estate, pass away in the same accident. […]

Estate Planning
May 10, 2018

Uncomfortable Questions No One Wants to Answer

Thinking about death is uncomfortable and thinking about our own death is something all of us tend to avoid with a passion. It also explains why so many people are reluctant to take on the task of estate planning. Still, there are some uncomfortable questions you do need to ask yourself before it is too […]

Estate Planning